Ripple was projected to have spent $100 million fighting the SEC. Financial advisors should pay attention to Ripple’s trial, as it could have significant consequences to how we define securities.

After the recent collapse of three banks – Silicon Valley Bank, Silvergate Bank and Signature Bank – many pointed fingers at crypto as the cause. But crypto may actually be the solution, not the problem.

Only 37% of advisors have personally invested in crypto compared to up to 83% of their clients that may have, according to a survey by Bitwise and VettaFi.

The integration of blockchain and artificial intelligence (AI) technology in financial planning and portfolio construction holds immense potential for efficiency, accuracy and security in the industry.

Open Twitter, LinkedIn and just about any other social media platform and you will see all kinds of posts, blogs, podcasts and videos of topics within the financial industry from advisers arguing about how to charge clients, how to "properly" manage money, and many other topics.

Yes, I know. The title of this article has you in such a panic that you are rounding up all your coffee beans, gift cards and mocha choka pumpkin spice powders and hiding them in your safe like Gollum from Lord of the Rings.